2005

EVALUATING SMALL BUSINESS PAYMENT AND TRANSACTION NEEDS (October 2005)

• Traditional vs. Non-Traditional Methods
• Adoption of E-Commerce
• Payment and Deposit Innovations

A national telephone survey of 600 small business owners/executives of small businesses with annual sales of $100K to $10M.  Industry categories include manufacturing, wholesale, retail, and services.

FINANCIAL INSIGHTS:  STUDENTS AND RECENT GRADUATES  (September 2005) 

• Relationship Volatility
• Checking, Savings, and Investments
• Card Products

A national Internet survey of 1,500 students and recent graduates, including 750 students ages 17 to 27 and 750 recent (within the past seven years) college graduates ages 21 to 32.

MARKETING DEBIT CARDS --  THE NEW REALITY  (August 2005)

• Changes in Consumer POS Behavior
• Rewards and Enhancements
• New Locations

A national telephone survey of 1,000 consumers age 18 or older, including 200 with household income of $100,000 or more. 

THE MARKET FOR SMALL BUSINESS DEBIT CARDS  (April 2005)

A national telephone survey of 600 small businesses with annual sales of $50K to $5M.  Industry classifications include manufacturing, wholesale trade, retail trade, and selected services.

CREDIT CARD REWARDS -- THE CONSUMER VIEW (January 2005)

• Rewards Held and Most Important Reward
• Importance of Rewards in the Decision Process   
• Co-Branded and Affinity Cards

A national mail survey of 3,894 holders of general-purpose cards.