2007

THE FUTURE FOR DIRECT BANKING (November 2007)

• Internet Banking Relationships
• Acquisition, Retention, and Attrition 
• New Provider Competion

A national online survey of 1,000 consumers age 18 or older.

THE THREAT OF ALTERNATIVE FINANCIAL PROVIDERS (October 2007)

• Check Cashing Centers, Payday Lenders, and Pawn Shops
• Wal-Mart & Other Retail Locations; Kiosks/ATMs
• Specialized Services, Prepaid Cards, and Secured Cards
• Attracting the Under-Banked and Unbanked

A national online survey of 1,000 consumers age 18 or older with the following household income quotas: 400 -- less than $20K; 400 -- $20K-$40K; 200 -- $40K+.

THE OUTLOOK FOR ATMs (October 2007)

• Enhancing or Simplifying Functionality?
• Pricing, Personalization, and Location Issues
• Kiosks; Marketing Applications

A national Internet survey of 1,000 consumers age 18 or older.

A NEW LOOK AT CONSUMER PAYMENT HABITS (August 2007)

• Checks, Cards, and Cash
• Bill Payment and POS Behavior
• Payment Innovations

A national online survey of 1,000 consumers age 18 or older with household income of $25,000 or more, including 200 with household income of $100,000 or more.

MOBILE BANKING: THE CONSUMER VIEWPOINT (February  2007)

• Wireless Applications - PC, Phone & PDA
• Banking, Bill Payment, and E-Commerce
• Benefits and Barriers

A national Internet survey of 1,000 consumers age 18 or older.

THE CONSUMER PERSPECTIVE ON MICRO-PAYMENTS (January 2007)

• Market Opportunities
• Locations and Applications
• Contactless Cards and Payment Innovations

A national Internet survey of 1,000 consumers age 18 or older.